Book a no-obligation mortgage consultation with HFA Mortgage & Protection today. Let our expert advisers guide you to your dream home with personalized support every step of the way!
Based in Wigan Helen Ferneyhough is a Mortgage Adviser who has been transforming lives since 2006 by helping thousands of clients achieve their dream homes. At HFA Mortgage & Protection, we don’t believe in cookie-cutter solutions. Every client is unique and deserves a personalised experience from start to finish. This is why Helen has handpicked a team of advisers who share her passion and dedication. Let us help you too!
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All your mortgage advice under one roof! Personally Tailored Advice At HFA Mortgage &...
Looking for a first-time buyer mortgage? Look no further than HFA Mortgage & Pro...
Do you own multiple properties? Find out more here…...
Is your fixed rate coming to an end or would you like to find a better rate. Find out...
All about Equity Release Equity release is a financial product that allows homeowners...
Prepare for a brighter future with homeownership, but let’s not forget about se...
Try our mortgage calculator to receive an estimate of your repayments, complete your details and we'll give you a call to talk you through the next steps.
Brilliant service from the team - especially Helen who is very helpful and always available when needed! Would highly recommend :)
Jo TonerBrilliant service, special thanks to Jane Murphy for organising my new mortgage deal. Completely stress free experience, she found us the best deal on the market that suited my needs. I never had to lift a finger. 5 star service
Phillie GowanSmooth and efficient service from the start to the completion of my mortgage. Sandra was most helpful in dealing with any queries that we had.
Charles CropperI can't thank Helen and the team at HF Associates enough for all their help and guidance with purchasing my new home. As a first time buyer they made me feel at ease and were always at the end of the phone if I needed anything. Special thanks to Sandra... read more
Carmen BarrettCan’t praise Jane and her team enough, all went above and beyond to help with my remortgage. Explained everything step by step and took ownership of the whole process. Really appreciate the support and time spent, thank you! Would highly recommend
Brian JopsonWe wasn't looking forward to the whole remortgaging process but Laura and Sandra made it easy and stress free from day one. From the convenient appointment times to the regular updates. We can't thank them enough. I would happily recommend there services to friends, family and colleagues without hesitation.
Daniel MarshHighly Recommend. Helen and the team made the process really easy and smooth for us
MattI can't recommend Helen and her team highly enough. From start to finish they have managed the process, keeping us informed at every stage of our new mortgage and making us feel secure in what is a time of upheaval. Helen even negotiated a reduced rate as interest rates fluctuated,... read more
Calum MacphersonHelen & Sandra were fantastic throughout the entire process of buying a house. As a first time buyer I was very grateful for all of their experience and help, it made the process stress free. I'd recommend Helen & Sandra to anybody that's buying a house.
ChrisBeing stuck with an expensive mortgage is something the team here see everyday. One client called Louise described it as...
Being stuck with an expensive mortgage is something the team here see everyday. One client called Louise described it as “that sinking feeling you can’t shake.”. You know the...
Did you know buying a home in Wigan could be a really smart move? For many first...
Did you know buying a home in Wigan could be a really smart move? For many first-time buyers, affordability is one of the biggest ...
If you’ve been looking to buy a home in Southport, Ormskirk, Burscough, Parbol...
If you’ve been looking to buy a home in Southport, Ormskirk, Burscough, Parbold or across West Lancashire, 2026 is shaping up to...
One of the most common questions buyers ask when they’ve found a property they...
One of the most common questions buyers ask when they’ve found a property they love is: “How quickly can I get a mortgage offe...
